Assurant logo
Roundpoint logo

With Accidental Death & Disability Insurance (AD&D) you can help preserve your family’s most valuable asset — your home.

AD&D can help ease the financial burden for your loved ones if you are involved in a covered accident and suffer injury or an accidental death.

Acceptance is guaranteed if you are 18 years of age or older. No medical exam is required to enroll.

Benefits*Benefit Plans*
 Basic AD 250AD 500Bronze AD
Accidental Death benefits range from:$10,000 to $250,000$5,000 to $500,000$5,000 to $250,000
Accidental Death benefit is payable to:Your named beneficiaryYour mortgage companyYour mortgage company
Accidental Death
Helps ensure that your family can pay major life expenses.
Pays a lump sum benefit that is based on your outstanding mortgage loan amount at time of loss or a flat amount depending on plan selected.
Accident Only Disability
Provides financial support while you recover from an accident.
Pays 3% of original amount of insurance in a one-time lump sum benefit for a disability resulting from an injury accident.
Permanent and Total Disability
Provides a financial supplement to help you cope with these circumstances.
Pays 1% of original amount of insurance per month, up to 25 months of benefits if you become permanently and totally disabled due to an accident.
Level Accidental Death1
Provides additional financial support to your named beneficiary.
Pays an additional flat benefit payment of 10% of original amount of insurance to your estate or named beneficiary in the event of your accidental death.

* Limitations, exclusions, costs, and coverages vary by policy terms and by state. Please review the terms and conditions of the AD&D insurance policy/certificate carefully. Plans are not available in CO, MN, NH, NM or NY. In all other states, plans and benefits may vary.
1This benefit is not available in GA.

Call us for a customized quote at 1.800.348.7569, weekdays from 8 am to 5 pm ET.
We'll help you choose a plan that meets your needs and your budget.

Where available: Basic AD 250, AD 500 and Bronze AD are underwritten by Union Security Insurance Company and administered by American Bankers Insurance Company of Florida (ABIC). ABIC operates under the trade name Assurant (NAIC 70408; principal address 2900 SW Wannamaker Drive, Suite 204, Topeka, KS 66614, 816-474-2345. Jurisdiction: Kansas and all states in the United States, except NY; Domicile: KS).

© 2022 Assurant, Inc. All rights reserved. Privacy Policy | Legal Notice